Retirement Planning

Is a Financial Plan Enough? Why Experts Say You Need an Estate Plan, too

Posted on: August 11th, 2017
If you want to leave a robust financial legacy for your family, a financial plan alone is like trying to guide a boat with just one oar. It’s only part of the big picture for your overall monetary health. ...

What if I end up using up my retirement account during my lifetime??

Posted on: July 17th, 2017
Even after you set up a standalone retirement trust, you’ll have full control and the right to enjoy your retirement funds for years....

What if I end up using up my retirement account during my lifetime?

Posted on: June 28th, 2017
What if I end up using up my retirement account during my lifetime?...

What is an SRT?

Posted on: May 17th, 2017
What is an SRT?...

What are contract assets?

Posted on: May 1st, 2017
Contract assests, are not controlled by your will or trust, they’re controlled by the contract itself....

What is a beneficiary designation?

Posted on: April 12th, 2017
What is a beneficiary designation?...

Do I have to name my spouse as the beneficiary of my retirement account?

Posted on: February 21st, 2017
You can name someone else or a trust as the beneficiary....

How to Stop Worrying About Running Out of Money in Retirement

Posted on: January 27th, 2017
Many retirees today worry about having enough money for their retirement. Of special concern is if there will be enough money to provide for the surviving spouse. ...

Why You Should Name a Stand-Alone Retirement Trust as Beneficiary

Posted on: January 20th, 2017
Naming the right beneficiary for tax-deferred retirement accounts is critical. Most people want to continue the tax-deferred growth for as long as possible, pay the least amount in income taxes and get the maximum stretch-out. Required distributions after the owner dies will be based on the new beneficiary’s age and life expectancy, so the younger the beneficiary (like a child or grandchild), the longer the stretch out....

Three Social Security traps to avoid when taking your benefits.

Posted on: April 21st, 2015
What you don't know about Social Security benefits can hurt you and your spouse for the rest of your lives. Here are three traps to avoid when taking your benefits. The Key Takeaways o The longer you can postpone taking your Social Security benefits, the larger the amount you and your spouse will receive over your lifetimes. o Continuing to work after you start receiving benefits early can temporarily reduce the amount of your benefits. o It is important to seek the advice of a retirement specialist who can help you navigate the rules of Social Security to your best benefit. ...
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