Latest Blog Posts

How to Stop Worrying About Running Out of Money in Retirement

Posted on: January 27th, 2017
Many retirees today worry about having enough money for their retirement. Of special concern is if there will be enough money to provide for the surviving spouse. ...

What Is A Living Will

Posted on: January 27th, 2017
What is a living will? Does your family know your wishes if anything should happen to you?...

Living Probate

Posted on: January 26th, 2017
With people living longer due to advances in medicine and changes in lifestyle, odds are that most of us will become disabled for some time before we die and may need long-term care....

Areas in which we may pay more than necessary

Posted on: January 24th, 2017
Sharing good financial practices with your children and/or grandchildren can be part of your legacy, as you help them prepare to be prudent and responsible beneficiaries...

Why You Should Name a Stand-Alone Retirement Trust as Beneficiary

Posted on: January 20th, 2017
Naming the right beneficiary for tax-deferred retirement accounts is critical. Most people want to continue the tax-deferred growth for as long as possible, pay the least amount in income taxes and get the maximum stretch-out. Required distributions after the owner dies will be based on the new beneficiary’s age and life expectancy, so the younger the beneficiary (like a child or grandchild), the longer the stretch out....

Life Insurance and your estate plan

Posted on: January 18th, 2017
The main reasons most people have life insurance are to pay final expenses (medical, funeral, burial, etc.), replace an income stream and/or create wealth for our dependents after we die. Life insurance can also play an important role in business, estate planning and charitable giving....

Where People Waste Money...And Actions to Consider

Posted on: January 17th, 2017
In many ways, it is the routine purchases that occur without planning that subsequently accumulate to large amounts....

Why You Need An Estate Plan

Posted on: January 13th, 2017
Estate planning ensures a secure future for your loved ones and protects both your personal and business assets....

Beneficiary designations

Posted on: January 12th, 2017
Many people use beneficiary designations, and for good reason. Some significant assets, including life insurance policies, IRAs, retirement plans and even bank accounts, allow a beneficiary to be named....

Estate Planning Today Must Include Digital Assets and Social Media

Posted on: January 11th, 2017
It wasn’t very long ago that we had only paper for financial and tax records. We could simply point to a file cabinet or drawer and tell someone, “Everything is in there when the time comes.” But now we have computers and the internet, and so much of our lives is online. Unless we include our digital assets and social media in our estate planning, our family or administrator may not be able to find critical documents....

Are you Wasting Your Money?

Posted on: January 10th, 2017
Most of us are guilty of wasting money in one way or another. Often we are so busy that we pay too much for convenience, and we don't comparison shop or look for bargains. ...

Posted on: January 5th, 2017
JTWROS, Joint tenants with right of survivorship, is a form of joint ownership with a survivorship feature. ...
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