What if I end up using up my retirement account during my lifetime?

By all means, use your retirement funds as you think best. Even after you set up a standalone retirement trust, you’ll have full control and the right to enjoy your retirement funds for years. However, if you’re like most people, you will still have assets in your retirement account when you die; that’s when the SRT – standalone retirement trust – will protect your loved ones and their inheritance.By all means, use your retirement funds as you think best. Even after you set up a standalone retirement trust, you’ll have full control and the right to enjoy your retirement funds for years. However, if you’re like most people, you will still have assets in your retirement account when you die; that’s when the SRT – standalone retirement trust – will protect your loved ones and their inheritance.