When would I use a disclaimer?

From time-to-time, we advise surviving spouses to use a disclaimer (a legal “no thank you”) to pass an asset to the next beneficiary, which is often themselves or their children. This strategy is typically used to save tax dollars or get out from underneath outdated trust terms. Be sure to hear us out if we recommend a disclaimer. It’s always your decision in the end, but we promise we will never recommend it unless it’s in your best interests.